Well..I have downloaded the much closer look of a package which is reigning the applications in creating many file formats..U may guess,if ur answer is MICROSOFT OFFICE then u r absolutely right and for the 1s in contrast better luck next time and don't loose your hope..u may guess something right the next time...Hmmm I don't know about your case if I wanna write anything I mean scribble,will use ms word and by chance i need to present a presentation i would definitely go with mspowerpoint and I can't say how widely the excel is used by traders...Hold on,MICROSOFT hasn't relaxed yet...things have changed alot from the word go,the flipflops near u are no more meant to store your data...U just upload something by plugging a connection or on a wifi and feel like as if u r on the beach enjoying the sea side and with the goggles on the whole world will cool!!!! It is the same case with the new MICROSOFT OFFICE 13 u can create your files on a go and if u r on the so called INTERNET..your job is almost done.No worries about the files MSOFFICE13 has got an integration with the SkyDrive,a cloud storage from MICROSOFT can enable u to access all the files that u have created with a simple MSDN id.Looks cool isn't it...and even the design is different from the office10...